Merci2 logo

One App. Everything You Need.

A marketplace for all your needs. A wallet you can trust in USD, EUR, and GBP. A communication app that translates chats in real time. Fund it your way — cash vouchers, cards, PayPal, or crypto — even if you’re unbanked.

Create Free Account Download on App Store Get it on Google Play

Instant transfers to contacts. No IBANs, no borders.

Merci2 Mobile Wallet
Wallet

Top Up Your Way

A wallet you can trust in USD, EUR, and GBP. Top up with cash vouchers, card, PayPal, or crypto, then spend anywhere in the Marketplace. Need to split a bill or pay a friend? Send instant transfers to your contacts — no IBANs, just a name.

  • Three core currencies (USD/EUR/GBP) + support for 70+ more.
  • Cash in, even if you’re unbanked — redeem a simple 12-digit voucher.
  • Move money to contacts in seconds, free inside Merci2.
Open My Wallet
Marketplace

The marketplace that runs your life

One place for everything you actually buy: airtime, gift cards, bill pay, subscriptions, services, and real goods. Pay instantly with your Merci2 wallet — funded by cash vouchers, card, PayPal, or crypto. No bank? No problem. Cash in, shop out.

  • Shop digital and physical — from top-ups to household essentials.
  • Real-time checkout from your wallet. No forms, no friction.
  • Every receipt saved. Every order tracked. All in one app.
Create Free Account How the Wallet Works

Top-ups via cash voucher, card, PayPal, or crypto. Fees? We keep them low and clear.

Marketplace preview

Browse, tap, done. Your Merci2 balance handles the rest.

Translation

Talk Like a Local

Talk to anyone, anywhere. Messages and voice notes translate in real time, and AI can re-speak your voice so you still sound like you. Voice and video calls are standard for now — chat is where the magic happens.

  • Real-time chat translation in 40+ languages
  • Voice notes translated and re-spoken in your voice
  • Share links and receipts that connect straight to your wallet
Start Chatting
Chat preview

Live conversation preview with translated message bubbles and voice note player.

Vouchers

(BETA - Soon Available)

Control Where Money Is Spent

Choose exactly where a voucher can be spent. Pick approved businesses from the company registry and lock usage to those stores only. Credits from that voucher cannot be used anywhere else.

  • Targeted spend: groceries to supermarkets, materials to hardware networks, airtime to selected carriers.
  • Eliminate misuse: no more funds being diverted — every voucher follows your rules.
  • Granular rules: set amount, currency, expiry, allowed merchants, and daily/category caps. All auditable.
Create My First Voucher
Voucher cards

Sample store-specific voucher cards with QR and barcode for easy redemption.

Ready to move and manage money smarter?

Top up, translate, and shop in one app.

Download on App Store Get it on Google Play